In a trend that appears to be continuing with most auto insurers, Arizona auto insurance has seen a rate hike over the last half a year. Specifically, according to a report in the Insurance Journal, the median six-month rate has increased approximately 2%, to reach $829.00

According to data collected in Arizona, a driver in that state who actually pays that median rate, and earns the state median annual income (about $38,779/year) will be giving up approximately 4.28 percent of their gross annual income in order to maintain their insurance coverage. Using this “affordability factor,” Arizona comes in as the ninth most expensive state in which to insure a car or truck. As of this month, Massachusetts is the most affordable, despite their reputation for high auto insurance rates, probably because the medium income is higher. Louisiana, with a factor of 7.28 percent, is the most expensive state for car insurance under this system of measure.

Other facts pertaining to Arizona auto insurance are:

* Arizona men pay a median insurance rate that is more than 5 percent higher than what women pay.
* Young Arizona drivers – those under 19 years old – pay a median insurance rate that is more than 100% higher than the rate paid by drivers between the ages of 50 and 59.

This is just one example of rate hikes around the country.