High auto insurance premiums are a problem for older drivers because accident statistics and proven issues with hearing vision, mobility, and reaction time work against them behind the wheel and in the eyes of their insurers.
New insurance products, like pay-as-you-drive policies, are an excellent option to save money on coverage for a second car that rarely leaves the garage.
With increasing emphasis being placed on curbing distracted driving, investing in an after-market hands free kit could help drivers gain an additional discount for safety on their auto premiums.
AAA is a federation of 84 auto clubs in the United States and Canada. Most offer insurance through a variety of sources and due to the group’s emphasis on safe driving, they do reward members with clean driving records.
With major insurers like Nationwide and Progressive now writing coverage for scooters and mopeds, drivers of these alternative vehicles have a greater range of policy choices and protection options.