{"id":45,"date":"2010-02-11T20:41:05","date_gmt":"2010-02-12T04:41:05","guid":{"rendered":"http:\/\/www.carinsurancelist.com\/blog\/?p=45"},"modified":"2010-03-09T20:53:26","modified_gmt":"2010-03-10T04:53:26","slug":"a-case-for-mandatory-insurance","status":"publish","type":"post","link":"https:\/\/www.carinsurancelist.com\/blog\/2010\/02\/a-case-for-mandatory-insurance\/","title":{"rendered":"A Case For Mandatory Insurance?"},"content":{"rendered":"
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Mandatory auto insurance<\/a> seems like a no-brainer to most of us but there are still people who either live in states where there are no mandatory minimum coverage requirements, or who simply drive without insurance.<\/p>\n<\/div>\n

Should insurance be mandatory across the country? This story, reported in Ohio\u2019s Columbus Dispatch<\/em><\/a> may serve as a case study.<\/p>\n

As reported by Bruce Cadwallader:<\/p>\n

A Clark County motorist with no auto insurance and a suspended driver\u2019s license pleaded guilty today to causing a crash in Columbus that killed a passenger.<\/p>\n

Arthur Crossley, 28, of Springfield, admitted to driving recklessly on Feb. 29, 2008, on Alum Creek Drive. His northbound car crossed the centerline and struck a southbound minivan head-on. The van struck another southbound van.<\/p>\n

Dwight Flowers, 25, a passenger in Crossley\u2019s car, was killed in the collision, which happened shortly before 4 p.m.<\/p>\n

Crossley pleaded guilty today in Franklin County Common Pleas Court to one count of aggravated vehicular homicide and two counts of aggravated vehicular assault, one for each person injured in the two other vehicles.<\/p>\n

Judge Daniel T. Hogan set sentencing for March 5. At that time, Crossley could be sentenced to 18 years in prison.<\/p>\n

He will lose his Ohio driving privileges for life, Assistant Prosecutor Keith McGrath said.<\/p>\n

Flowers, who also had a suspended license, had asked Crossley to drive him from Springfield to an Ohio Bureau of Motor Vehicles office on Alum Creek Drive to pay a license-reinstatement fee, McGrath said.<\/p>\n

On the way, both men smoked marijuana and Flowers became concerned for his safety, McGrath said.<\/p>\n

Flowers called a girlfriend to pick him up because of Crossley\u2019s erratic driving. About 20 minutes later, the crash occurred.<\/p>\n

Police originally cited Crossley for driving while under the influence, but that charge was dismissed after a toxicologist could not quantify the effects of the marijuana, Hogan said.<\/p>\n

The drivers of the vans, Tiffany Young and Wilbur Robey, told the judge they suffered permanent injuries to their legs, back and spine in the crash.<\/p><\/blockquote>\n

So, even without the marijuana in his system, the driver had no insurance. While the story details suggest that his insurance may have been canceled at about the time his license was suspended (generally the one goes with the other), he should have been able to pay a fee and get high-risk insurance. He\u2019d still have been at-fault, but at least then the injuries to the other drivers would be his burden, not theirs.<\/p>\n","protected":false},"excerpt":{"rendered":"

Mandatory auto insurance seems like a no-brainer to most of us but there are still people who either live in states where there are no mandatory minimum coverage requirements, or<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28],"tags":[29,373],"class_list":["post-45","post","type-post","status-publish","format-standard","hentry","category-ohio-car-insurance","tag-mandatory-insurance-coverage","tag-ohio-car-insurance","cat-28-id"],"_links":{"self":[{"href":"https:\/\/www.carinsurancelist.com\/blog\/wp-json\/wp\/v2\/posts\/45","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.carinsurancelist.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.carinsurancelist.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.carinsurancelist.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.carinsurancelist.com\/blog\/wp-json\/wp\/v2\/comments?post=45"}],"version-history":[{"count":6,"href":"https:\/\/www.carinsurancelist.com\/blog\/wp-json\/wp\/v2\/posts\/45\/revisions"}],"predecessor-version":[{"id":51,"href":"https:\/\/www.carinsurancelist.com\/blog\/wp-json\/wp\/v2\/posts\/45\/revisions\/51"}],"wp:attachment":[{"href":"https:\/\/www.carinsurancelist.com\/blog\/wp-json\/wp\/v2\/media?parent=45"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.carinsurancelist.com\/blog\/wp-json\/wp\/v2\/categories?post=45"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.carinsurancelist.com\/blog\/wp-json\/wp\/v2\/tags?post=45"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}