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There is no such thing as the ‘best’ insurance, because everybody’s needs, budgets and cars are different. Some people know that they are a little bit accident prone, and
Read more on "How to Choose the Best Insurance Cover for Your Car"
As you can see from the below graphic, your chance of being hit by an uninsured driver varies dramatically from state to state, and can be as high as 30%
When we get our first car, and first have to start paying our own way in the world, one of the first major knocks the real world gives you is
Read more on "Why Do Young People Pay More for Car Insurance?"
A slogan often found on highway signs in Texas is the encouragement to “drive friendly.” One of the ways the state of Texas helps that friendliness along is by requiring
Read more on "Texas Car Insurance Featuring Houston Company Rates & 20/40/15 Minimum Coverage"
Car insurance isn’t the sexiest product for a company to market. Even though car insurance is mandatory in almost every state, the competition if pretty fierce. Here’s how some companies are separating themselves from the pack.
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Allowing your car insurance to lapse due to non-payment of premiums can be a very costly mistake. Some states are making it easier to pay for car insurance, but others are significantly increasing penalties for driving uninsured.
Read more on "Allowing Your Car Insurance to Lapse Can Be Costly"
Why are car insurance rates generally so high (or low, if you’re lucky) in your state? There are quite a few generic factors that affect car insurance rates of every driver.
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If you have the financial resources, and your state allows it, self-insurance might be an alternative to a regular car insurance policy. But even if you have the financial resources, self-insurance is a high risk bet.
Read more on "Self-Insurance : An Alternative Path to Cheap Car Insurance or a Risky Bet?"
Auto insurance policies that rate your risk primarily by the number of miles you drive in a year are the wave of the future. There are even options available now that allow some consumers to buy insurance by the mile.
Read more on "An Auto Insurance Alternative for Low Mileage Drivers – “Pay as You Drive”"
Even if you’re considered a high risk driver, there are options available to obtain car insurance. And, if you’re finding that premiums are simply overwhelming the family budget, there may be relief available, depending on your state.
Read more on "Car Insurance and Financial Responsibility, Part 2"