Georgia drivers looking for competitive pay as you drive insurance rates may want to check out Progressive. The insurance company, known for being innovative, has made their “MyRate” plan available in Georgia.
According to Progressive, people who don’t drive much, business travelers who often leave their vehicles parked at the airport, and drivers with incredibly clean records are all deemed “low risk” and deserve to pay less for their auto insurance coverage. Under “MyRate” such motorists receive a personalized price based on their actual driving habits, as tracked by a small tracking device installed in their cars. At renewal time, the collected data could result in savings of 25% or more. Cars driven less often, in safer circumstances, earn discounts for their drivers.
The program is available to Georgia drivers either directly from Progressive (online or via the telephone) or from more than 2,700 independent insurance agents throughout the state. It’s also available in other states, including Alabama, Colorado, Connecticut, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, Nevada, New Jersey, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, and Texas.
Drivers who are new to Progressive may be able to qualify for a first-term discount, but there is also a $5 monthly fee for the tracking technology. Drivers can opt out of the program at any time.