Every state in the U.S. has differing policies, requirements, and procedures when it comes to finding cheap car insurance. The Insurance Information Institute has compiled a list of the most (and least) expensive states for car insurance:
Cheap car insurance is difficult to find in many areas. Not only do state-level requirements impact policy premiums, but so do local conditions. Many factors go into rating risk in individual states. In a state that has a high percentage of uninsured drivers (for example, Louisiana), or is a “no fault” insurance state requiring personal injury protection insurance (New Jersey), the concept of cheap car insurance is relative.
If you live in a state with high average auto insurance premiums, are you paying more or less than your neighbors for the same level of coverage? If you’re paying less, then you’re getting cheap car insurance.
Regardless of where you live, there are certain steps that you can take to get a better deal on auto insurance at renewal time. Each of our state-level pages, linked below, has been customized to provide tips and information on getting best possible coverage for the least amount of money.
Getting cheap car insurance starts with knowledge on your part. As a consumer, understanding the factors that impact car insurance premiums in your state will help you get a better deal. If you’re getting ready to move to another state (or helping an out of state friend or family member research the best available rates), we give you the information that you need. Click on a state below to get started!