It’s a popular theory that red cars are pulled over more than any other color. If there’s any truth to that, it lies in the fact that red cars are easier to pick out, and therefore are more noticeable at any speed.
Recently, however, I heard that there’s a corresponding myth that red cars cost more to insure. This, I assure you is patently untrue.
There are several factors that affect the cost of insurance: the make and model of your car are factors, as are the engine size and any special safety features that may or may not be present – everything from air bags to anti-theft devices to electronic stability control systems.
As well, your age, gender, driving record, and driving experience all help determine how much you’ll be paying for insurance. In some states, having a low credit score can make your auto insurance coverage more expensive. Taking a defensive driving course, on the other hand, can earn you a nice discount on that premium.
However, the color of your car, is never taken into account.